Medico Home Loans
Discover Home Loan offerings exclusive to Medical Doctors and Specialists, Dentists, Nurses and Allied Health. Medico Mortgage Broking for Healthcare Heroes and access to exclusive lending options and offers (based on each lenders’ eligibility).
Why Healthcare Professionals Choose Us?
Save Thousands on LMI
Eligible professionals can borrow up to 95% LVR without paying Lenders Mortgage Insurance (LMI), saving $15,000+ on typical purchases!
Enhanced Borrowing Power
Fast-Track for Self-Employed
Expert Industry Knowledge
Construction & Investment Options
Family Guarantee Solutions
Who Qualifies for a Medical Home Loan?
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Other Allied Health
Chiropractors, Occupational Therapists, Podiatrists, Radiographers
Standard Home Loan vs. Healthcare Professional Loan
| Feature | Non-Medico | Healthcare Professional Loans |
|---|---|---|
|
Maximum LVR without LMI |
80% |
90-95% ✨ |
|
LMI Cost (on $500k @ 90% LVR) |
~$15,000+ |
$0 💰 |
|
Overtime/Allowances Counted |
50-80% |
100% 📈 |
|
Self-Employed Requirements |
18-24 months ABN |
Waived for eligible doctors ⚡ |
|
Salary Sacrifice Recognition |
Limited |
Up to 100% counted 🎯 |
|
Maximum Loan Amount |
Standard limits |
Up to $7.5M+ for specialists 🏆 |
Your Path to Home Ownership
Free Assessment
We review your profession, income, and goals to identify the best lender options for you.
Gather Documents
AHPRA registration, recent payslips, and tax documents. We guide you through exactly what's needed.
Optimise Your Application
We structure your application to maximise borrowing power and minimise costs with the right lender.
Approval & Settlement
We manage the entire process from application to settlement, keeping you informed every step of the way.
Meet Our Team
Guiding your home loan journey with 20+ years of experience
Sana Hosseini
Senior Mortgage Broker
Sana Hosseini is an Elite Mortgage Broker, recognised for 12 consecutive years. Based in South Yarra, his background as a Tax Accountant gives him a unique edge in expertly guiding medical professionals and self-employed clients, ensuring their financial structures are optimised for the best home loan outcome.
James Safajou
Senior Mortgage Broker
As a mortgage broker and Justice of the Peace for the Northern Rivers, James Safajou provides trusted, confidential service. A Byron Bay local, he excels at analysing complex financial documents to maximise your borrowing power, making the home loan process straightforward, stress-free, and convenient for you.
Seema Nand
Mortgage Broker
With an incredible 26 years of industry experience, Seema is your go-to expert. She masterfully handles all lending needs, from first homes to complex investment and construction finance. Seema leverages her vast knowledge to find perfectly tailored solutions for every client’s unique goals.
Ready to Save Thousands?
Let’s discuss how your healthcare profession can unlock exclusive home loan benefits.
Consultations are free and obligation-free. We work with Australia’s leading lenders to find the best solution for YOU.