Effective 30 September 2026. These terms apply to your use of medicohomeloans.au. Please read them with our Privacy Policy. Using the website does not, by itself, create a credit-assistance agreement or a lender–borrower relationship.
About this website and credit assistance
Sancorp Industries Pty Ltd (ABN 90 118 008 227; ACN 118 008 227) operates this website under its registered business name Medico Home Loans. In these terms, “we” and “us” refer to Sancorp Industries Pty Ltd. The website provides information and enquiry pathways for home loans and refinancing relevant to Australian medical professionals. Credit assistance is provided by appropriately authorised brokers, including Sana Hosseini (Credit Representative Number 371443) under Lendi Group Distribution Pty Ltd (ACN 105 265 861; Australian Credit Licence 246786). Commercial-finance enquiries can be referred to a commercially accredited broker where appropriate. The website is not a lender and does not itself approve or provide a loan.
If you proceed with credit assistance, the broker or licensee will provide any applicable credit guide, proposal disclosure or other documents required for that service. Those documents, and any lender terms, are separate from these website terms and take precedence for the credit service or product concerned.
General information, not a personal recommendation
Information, examples, calculators, questionnaire results and comparisons on this website are general in nature. They do not take account of your objectives, financial situation or needs and are not financial, legal, tax or investment advice. A medical profession, employment pattern or qualification does not guarantee eligibility for a particular loan, rate, loan-to-value ratio, lenders mortgage insurance waiver or other benefit. Lender policies, rates, fees and product features can change, and approval is subject to the lender’s assessment and current criteria.
Before making a decision, consider the current lender documents and obtain independent professional advice where appropriate. You can also review independent information from ASIC Moneysmart.
Appointments, quotes and enquiries
Submitting a form or booking an appointment is an enquiry, not an application, approval, binding quote or promise to lend. An indicative comparison or quote may change when the broker or lender verifies your circumstances and the available products. Appointment availability and the process on an external booking site are governed by that provider’s own terms and privacy policy. Please provide accurate information and do not submit another person’s details without authority.
Questionnaires and educational tools
The Speciality Compass, Medical Specialty Selector and any other quiz or planning board are illustrative tools. Their results are not a clinical career assessment, employment recommendation or lending decision. You remain responsible for evaluating career, financial and property decisions with the appropriate qualified professionals.
Website availability and accuracy
We take reasonable care in preparing site content, but we do not promise that every page will always be current, complete, uninterrupted or error-free. We may update, suspend or remove content and website features. Please tell us if you notice information that appears inaccurate. Nothing on the website should be treated as an offer capable of acceptance to enter into a credit contract.
Links to third-party websites
Links to Aussie, lenders, government agencies, professional bodies or other third parties are provided for convenience and context. We do not control their content, availability, security or privacy practices. Following a third-party link may take you to a service governed by different terms.
Acceptable use and intellectual property
You may read and share links to the website for lawful personal use. Do not misuse the site, attempt unauthorised access, interfere with forms or security, submit unlawful material, or reproduce substantial site content or branding for commercial use without permission. Third-party names, logos, photographs and materials remain the property of their respective owners.
Privacy and communications
Personal information sent through this website is handled as described in our Privacy Policy. By submitting an enquiry, you ask us to contact you about that enquiry through the contact details you provide. A separate choice or legal basis is required for unrelated promotional communications where applicable.
Liability and consumer rights
To the extent permitted by law, we are not responsible for loss caused by relying solely on general website information, an interruption of the website, or a third-party website. This paragraph does not exclude, restrict or modify any right or remedy that cannot lawfully be excluded, including applicable rights under the Australian Consumer Law. It does not limit any duty owed by an authorised credit representative or licensee.
Complaints and contact
For questions about the website or these terms, email admin@medicohomeloans.au, call 0410 836 695, or write to Medico Home Loans, 133 and 135 Toorak Road, South Yarra VIC 3141, Australia. For complaints about credit assistance, refer to the broker’s or licensee’s credit guide for the internal and external dispute-resolution process, including Australian Financial Complaints Authority details where applicable.
Governing law and changes
These website terms are governed by the laws of Victoria, Australia, subject to any mandatory law that applies to you. We may update the terms from time to time; the version published on this page applies from its effective date. Please contact us if you have a question about a change.